Our Finance Center

When you’ve found the right car and you’ve taken it for a test drive, you’ll head to our finance center to work out the deal! At Norm Reeves Lincoln, we’re here to help drivers like you throughout Cerritos, Long Beach, and Anaheim, CA, with finding the right model and getting you the right deal!

If you’re ready to begin working out the deal with your Lincoln model, our finance center is here to help! Keep reading to learn more!

Our Finance Team

At our dealership, we have a team of finance experts who are here to help you every step of the way. They’ll happily help you fill out the finance application. Once you’re approved, our team will begin to break down the loans that you qualify for so you can get a better sense of how the terms, conditions, and rates differ.

After getting the details on your available loans, you’ll know which one suits your lifestyle the best and you’ll be ready to sign the deal!

Using Our Finance Tools

While you’re in the midst of choosing your Lincoln model, we offer a few helpful tools that you can use to make the process of financing your next car easy!

  • Value Your Trade

This tool lets you get a sense of what your current vehicle is worth and how it can help you along with financing your next car. It asks for your vehicle’s make, model, year, mileage, and VIN, and it’ll present you with an estimate of your car’s Blue Book® value.

  • Payment Calculator

The payment calculator is a tool that can help you get a sense of your new car and what the monthly payments will be. All you must do is input the Lincoln model’s price and include your intended down payment and interest rate. You’ll then get a close estimate of what your monthly payments will be.

Leasing Your Lincoln Model

If you’re after a Lincoln model, but you’re not quite ready to finance one, you have the option to lease it! Leasing is a great option for drivers who need a new car, but aren’t quite ready to buy one.

The process differs slightly from financing in that there’s a down payment, but it’s far less significant. You’ll have the Lincoln model for a set of years, and once your term is up, you’ll need to consider your options. You can:

  • Return the Lincoln Model
  • Purchase It Out of the Lease
  • Lease an Entirely New Lincoln Model

Get Started at Our Lincoln Finance Center

When you’re ready to begin the experience of finding the vehicle that’s right for you, you can easily head to our dealership and work through the steps to get behind the wheel. Begin your experience by browsing our selection of Lincoln models. Once you find the one that’s right for you, you’ll want to take it out for a spin to see how it handles on the roads of Cerritos, Long Beach, and Anaheim, California!

Schedule your test drive with us at Norm Reeves Lincoln today!

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (562) 372-6175 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.